The Social Fund is to help people on low incomes to meet unusual costs, such as having a baby, paying for a funeral, extra money during periods of very cold weather, or something like buying new furniture. Some payments are grants, but in most cases, you will get a loan.
You have to be on certain means-tested benefits to qualify. Bear in mind that you have to apply within a time limit.
- You may get a grant when you have a child – see Sure Start Maternity Grant on GOV.UK.
- For help with funeral expenses, see Funeral payments on GOV.UK. A funeral payment will be paid back in full or in part out of the deceased’s estate.
- For help during periods of cold weather, go to Cold Weather Payments on GOV.UK.
You may be able to a get a Budgeting Loan, which has to be paid back, for other costs. Go to Budgeting Loans on GOV.UK.